# ZacTax

> Revenue analytics including sales and property taxes, revenue forecasting, and public finance consulting for Texas local governments.

ZacTax helps cities understand and forecast their tax revenues through software and expert consulting services.

## Accessing Content

All blog posts are available as markdown by appending `.md` to the URL.
Example: https://zactax.com/blog/2025/12/some-post.md

Alternatively, request any blog post URL with an `Accept: text/markdown` header to receive the markdown version.

Podcast episodes: add `?include=transcript` for full transcript.
## Pages

- [Case Studies](https://www.zactax.com/resources/case-studies)
- [Our Approach](https://www.zactax.com/about-us/our-approach)
- [Our Team](https://www.zactax.com/about-us/our-team)
- [Our Why](https://www.zactax.com/about-us/our-why)
- [Blog Series](https://www.zactax.com/blog/series)
- [Brand](https://www.zactax.com/about-us/brand)
- [Careers](https://www.zactax.com/careers)
- [Topics](https://www.zactax.com/blog/topics)
- [Services](https://www.zactax.com/services)
- [Blog](https://www.zactax.com/blog)
- [About Us](https://www.zactax.com/about-us)
- [Resources](https://www.zactax.com/resources)
- [Pricing](https://www.zactax.com/analytics/pricing)
- [Decision Engine Platform](https://www.zactax.com/analytics/decision-engine)
- [Home](https://www.zactax.com)
- [Strategic Services](https://www.zactax.com/services/strategic-services)
- [Analytics](https://www.zactax.com/analytics)
  ZacTax provides straightforward sales tax analytics that help Texas city managers and finance directors understand revenue patterns and make informed budget decisions. With our tools, you can turn data into actionable insights, ensuring you allocate resources effectively and meet residents’ needs without overextending your budget. You’ll learn how to interpret trends and forecast future revenue more accurately, leading to better financial planning for your city.
- [Consulting](https://www.zactax.com/services/consulting)
  In this section, you’ll find insights on how our consulting services can help Texas cities tackle their specific challenges, from managing public finance to optimizing sales tax revenues. We’ll share practical strategies that can help you make informed decisions and support your community’s needs effectively. By understanding the nuances of your local financial landscape, you can better serve your residents and plan for the future.
- [ZacFinance](https://www.zactax.com/services/finance)
  ZacFinance is designed to help Texas cities make sense of their sales tax data and plan for the future. By using our tools, you'll gain insights on revenue trends and forecasting, so you can make informed decisions that benefit your community. We aim to streamline your financial planning, giving you more time to focus on what really matters: serving your residents.
- [ZacPlan](https://www.zactax.com/services/planning)
  ZacPlan is focused on helping Texas cities better manage their budgets by providing tailored insights into sales tax trends and revenue forecasts. In this piece, city managers and finance directors will learn how to harness data to make informed financial decisions that support their community’s needs, balancing both revenue generation and resident services. The practical tips included help streamline financial planning and ensure resources are allocated effectively.
- [Property Tax Analytics](https://www.zactax.com/analytics/property-tax)
  In this piece, you'll get a clear look at how property tax analytics can help your city make smarter financial decisions. We break down the ways you can better understand property tax trends, identify revenue opportunities, and improve your budgeting process, so you can serve your residents more effectively. By leveraging the right data, you can bolster your city’s financial health without sacrificing essential public services.
- [Sales Tax Analytics](https://www.zactax.com/analytics/sales-tax)
  In this content, you'll learn how to effectively use sales tax analytics to better understand revenue trends in your city. We'll break down how analyzing sales tax data can help you make informed decisions, ultimately leading to smarter budgeting and resource allocation for your community. It's all about using the numbers to tell a story that benefits your residents.

## Recent Articles

- [Same Chart, Different Story: Confidence vs. Prediction Intervals](https://www.zactax.com/blog/2026/04/same-chart-different-story-confidence-vs-prediction-intervals)
  In this post, you'll clarify the difference between confidence intervals and prediction intervals, two statistical tools that often get mixed up but serve distinct purposes in municipal forecasting. While confidence intervals help you understand what you can learn from existing data, prediction intervals focus on the potential variability of future revenues, making them more practical for budget and staffing decisions. This understanding will help you set realistic expectations and improve your city’s fiscal planning.
- [Forecasting in the fog: why ranges beat point estimates](https://www.zactax.com/blog/2026/04/forecasting-in-the-fog-why-ranges-beat-point-estimates)
  In this piece, you'll get a straightforward look at why using prediction intervals is smarter than sticking to a single revenue estimate. By embracing the idea that numbers are often uncertain, city managers and finance directors can better prepare for budget variations, make informed decisions on capital projects, and communicate clearly with staff and residents about what to expect. It's all about giving you a more honest picture of fiscal realities.
- [The power of a good prompt](https://www.zactax.com/blog/2026/04/the-power-of-a-good-prompt)
  This content highlights the importance of crafting precise prompts when using AI tools, comparing the process to a director like David Fincher who meticulously guides actors to achieve the desired performance. You'll learn how specific prompts can significantly improve AI interactions, minimize mistakes, and enhance the quality of responses—especially when creating public-facing tools for city services. By understanding how to set clear roles and boundaries for AI, you can ensure it serves residents effectively without veering off course.
- [How can we prevent LLMs from hallucinating?](https://www.zactax.com/blog/2026/04/how-can-we-prevent-llms-from-hallucinating)
  This piece outlines practical strategies to prevent large language models (LLMs) from making mistakes or “hallucinating” information. You'll learn how to guide AI behavior through clear instructions—like giving it a focused task—and leverage tools that allow the model to pull from real sources instead of just guessing. The goal is to reduce uncertainty in AI responses, making the information more reliable for your city's needs.
- [What is a context window?](https://www.zactax.com/blog/2026/03/what-is-a-context-window)
  This piece breaks down the concept of a "context window" in AI and why it's key to understanding how these models remember or forget information during interactions. You'll learn that while modern AI can handle quite a bit of information, there are limits, and recognizing these boundaries can help you better leverage AI in your work. So, if you've ever felt an AI seemed to forget something important in a lengthy chat, now you know why—and how to work around it for better results.
- [Why do LLMs hallucinate?](https://www.zactax.com/blog/2026/02/why-do-llms-hallucinate)
  In this piece, you'll learn about the phenomenon of "hallucination" in large language models, where the AI generates seemingly confident but incorrect information. By understanding this limitation, you can better navigate its use in your work, ensuring you treat AI-generated responses like you would information from a confident intern—helpful but needing a careful review. It's all about recognizing the trade-offs to use these tools effectively, without getting caught off guard.
- [How do LLMs generate text?](https://www.zactax.com/blog/2026/02/how-do-llms-generate-text)
  This piece breaks down how large language models (LLMs) generate text, clarifying that they predict the next word based on probabilities rather than pulling from a factual database. You'll learn why these models produce coherent responses and sometimes unexpected ones, thanks to settings like temperature and top-K filtering. This understanding helps make sense of both their capabilities and limitations, especially when they produce information that might not be accurate.
- [Our dataviz guide now has interactive examples](https://www.zactax.com/blog/2026/02/dataviz-guide-now-with-interactive-examples)
  We've just revamped our popular guide on data visualizations to include interactive examples that make learning easier and more engaging. You'll get hands-on experience toggling between different chart styles, understanding why some visuals communicate better than others, and seeing trends that are often missed with standard formats. Whether you're revisiting the guide or checking it out for the first time, this update will help you create more effective charts for your city's reports and presentations.
- [What is semantic search?](https://www.zactax.com/blog/2026/02/what-is-semantic-search)
  This article breaks down semantic search and how it can enhance your city's website by making searches more intuitive for residents. You’ll learn the benefits of switching from traditional keyword search to a context-driven approach, along with the trade-offs involved, like increased search time and ongoing costs. If your city’s site aims to improve user experience and accessibility, this guide offers practical insights on implementing semantic search effectively.
- [How do language models understand language?](https://www.zactax.com/blog/2025/12/how-do-language-models-understand-language)
  This piece demystifies how AI, like language models, understands words through the concept of vector embeddings. You'll learn how these embeddings—mathematical representations of words based on their meanings and usage—enable computers to grasp subtle connections in language. The insights provided can help city managers and finance directors leverage AI tools more effectively in their daily tasks, from analyzing documents to summarizing public feedback.
- [AI terminology you should probably know](https://www.zactax.com/blog/2025/11/ai-terminology-you-should-probably-know)
  In this first installment of "AI for Cities," you'll get a clear and straightforward introduction to key AI terms that are essential for understanding how this technology can improve city services. This guide breaks down concepts like machine learning and generative AI, helping you see their practical applications in local government—like predicting infrastructure needs or enhancing communication. Bookmark it as a handy reference to help your city take better advantage of AI tools without getting bogged down in technical jargon.
- [(Sort Of) Seeing the Future: An Intro to City Forecasting](https://www.zactax.com/blog/2025/10/sort-of-seeing-the-future-an-intro-to-city-forecasting)
  In this introduction to city forecasting, you'll learn how to move beyond gut feelings to make more accurate predictions about everything from sales tax revenue to community event attendance. By incorporating data science and understanding the range of possible outcomes, you'll gain practical insights to improve your decision-making skills and better serve your community. Expect helpful tips on evaluating forecasts and avoiding common mistakes to bring clarity and discipline to your budgeting and planning processes.
- [Throwing the kitchen at SB10](https://www.zactax.com/blog/2025/08/throwing-the-kitchen-at-sb10)
- [ZacTax launches new Strategic Services division, names Robert Hanna President](https://www.zactax.com/blog/2025/07/zactax-launches-new-strategic-services-division-names-robert-hanna-president)
  This new offering is here to guide cities through the toughest challenges they face with confidence and clarity
- [Gaining an edge in your sales tax forecasting using leading indicators](https://www.zactax.com/blog/2025/05/gaining-an-edge-in-your-sales-tax-forecasting-using-leading-indicators)
  The ZacTax Research team investigates whether consumer sentiment and leading indicators can enhance sales tax forecasting models
- [ZacTax: How to Build Financially Healthy Cities](https://www.zactax.com/blog/2025/05/zactax-how-to-build-financially-healthy-cities)
- [Will the voucher debate spare Texas cities this session?](https://www.zactax.com/blog/2025/04/will-the-voucher-debate-spare-texas-cities-this-session)
- [This is an April Fools joke, right?](https://www.zactax.com/blog/2025/04/this-is-an-april-fools-joke-right)
- [What happens in Austin doesn't always stay in Austin](https://www.zactax.com/blog/2025/03/what-happens-in-austin-doesnt-always-stay-in-austin)
- [Hold onto your butts... (property tax edition)](https://www.zactax.com/blog/2025/01/hold-onto-your-butts-property-tax-edition)

## Archive

- [The earth's axis vs groundwater](https://www.zactax.com/blog/2024/12/the-earths-axis-vs-groundwater)
- [The case for public space](https://www.zactax.com/blog/2024/10/the-case-for-public-space)
- [The housing trap with Chuck Marohn](https://www.zactax.com/blog/2024/09/the-housing-trap-with-chuck-marohn)
- [The tizzy](https://www.zactax.com/blog/2024/09/the-tizzy)
- [The appraisal district drama](https://www.zactax.com/blog/2024/09/the-appraisal-district-drama)
- [What's the deal with the economy?](https://www.zactax.com/blog/2024/08/whats-the-deal-with-the-economy)
- [The Vacation Episode](https://www.zactax.com/blog/2024/07/the-vacation-episode)
- [The kind of problem a city is](https://www.zactax.com/blog/2024/05/the-kind-of-problem-a-city-is)
- [Liability Lane](https://www.zactax.com/blog/2024/05/liability-lane)
- [Introducing ZacNews](https://www.zactax.com/blog/2024/05/introducing-zacnews)
- [The world's most expensive bathroom](https://www.zactax.com/blog/2024/05/the-worlds-most-expensive-bathroom)
- [The Doom Loop](https://www.zactax.com/blog/2024/04/the-doom-loop)
- [Amazon lockers, appraisal boards, and zoning reform](https://www.zactax.com/blog/2024/04/amazon-lockers-appraisal-boards-and-zoning-reform)
- [The episode about nothing](https://www.zactax.com/blog/2024/03/the-episode-about-nothing)
- [The Great Reversals](https://www.zactax.com/blog/2024/03/the-great-reversals)
- [The (audit) adjustment bureau](https://www.zactax.com/blog/2024/02/the-audit-adjustment-bureau)
- [The mo is slow](https://www.zactax.com/blog/2024/01/the-mo-is-slow)
- [The Gourmet Underwear](https://www.zactax.com/blog/2024/01/the-gourmet-underwear)
- [Retail sales and leases](https://www.zactax.com/blog/2023/12/retail-sales-and-leases)
- [The Holiday Episode](https://www.zactax.com/blog/2023/11/the-holiday-episode)
- [The Drive-Through](https://www.zactax.com/blog/2023/11/the-drive-through)
- [Now Is the Time to Update California’s Outdated Sales Tax Rules](https://www.zactax.com/blog/2023/11/now-is-the-time-to-update-californias-outdated-sales-tax-rules)
- [The shrinking savings](https://www.zactax.com/blog/2023/11/the-shrinking-savings)
- [The Segue](https://www.zactax.com/blog/2023/07/the-segue)
- [Hello, world! I'm Zac](https://www.zactax.com/blog/2023/04/hello-world-im-zac)
- [The formerly home-ruled 15-minute city](https://www.zactax.com/blog/2023/03/the-formerly-home-ruled-15-minute-city)
- [The Urban Vitality of Costco](https://www.zactax.com/blog/2023/03/the-vitality-of-costco)
- [The neighborly, the cloudy, the nice, and the naughty](https://www.zactax.com/blog/2022/12/the-neighborly-the-cloudy-the-nice-and-the-naughty)
- [The Bicycle](https://www.zactax.com/blog/2022/11/the-bicycle)
- [The "Why" (with bonus content!)](https://www.zactax.com/blog/2022/10/the-why-with-bonus-content)
- [The Profitable City](https://www.zactax.com/blog/2022/10/the-profitable-city)
- [The staff meeting](https://www.zactax.com/blog/2022/10/the-staff-meeting)
- [The profitable city](https://www.zactax.com/blog/2022/09/the-profitable-city)
- [I'm your density... I mean, your destiny](https://www.zactax.com/blog/2022/09/im-your-density-i-mean-your-destiny)
- [Meddlers of the world, unite (then cut it out, please)](https://www.zactax.com/blog/2022/08/meddlers-of-the-world-unite-then-cut-it-out-please)
- [Feature Friday: A walk to remember](https://www.zactax.com/blog/2022/07/feature-friday-a-walk-to-remember)
- [Introducing the new Command Bar](https://www.zactax.com/blog/2022/06/introducing-the-new-command-bar)
- [Isn't budgeting so much fun these days?](https://www.zactax.com/blog/2022/04/isnt-budgeting-so-much-fun-these-days)
- [Open Mic Morning](https://www.zactax.com/blog/2022/03/open-mic-morning)
- [Local impacts of Ukraine and the 2020 Census changes](https://www.zactax.com/blog/2022/03/local-impacts-of-ukraine-and-the-2020-census-changes)
- [Software subscriptions and a stock market for cities](https://www.zactax.com/blog/2021/11/software-subscriptions-and-a-stock-market-for-cities)
- [A stemwinder on sales tax, staffing, supply chains, speed bumps, and scooters](https://www.zactax.com/blog/2021/11/a-stemwinder-on-sales-tax-staffing-supply-chains-speed-bumps-and-scooters)
- [Harry Potter, chess, and resilient communities](https://www.zactax.com/blog/2021/08/harry-potter-chess-and-resilient-communities)
- [Feature Friday: Dynamic Cohorts](https://www.zactax.com/blog/2021/08/feature-friday-dynamic-cohorts)
- [Feature Friday: Cohorts and more](https://www.zactax.com/blog/2021/08/feature-friday-cohorts-and-more)
- [What to expect when expecting to be a city manager](https://www.zactax.com/blog/2021/08/what-to-expect-when-expecting-your-first-cm-job)
- [Don't buy AirPods at the airport](https://www.zactax.com/blog/2021/07/dont-buy-airpods-at-the-airport)
- [The sky probably isn't falling, and why a national infrastructure bank isn't helpful](https://www.zactax.com/blog/2021/06/the-sky-probably-isnt-falling-and-why-a-national-infrastructure-bank-isnt-helpful)
- [Inflation adjustments and diversification metrics coming to ZacTax](https://www.zactax.com/blog/2021/05/inflation-adjustments-and-diversification-metrics-coming-to-zactax)
- [There may be more than meets the eye in May's sales tax allocation](https://www.zactax.com/blog/2021/05/there-may-be-more-than-meets-the-eye-in-mays-sales-tax-allocation)
- [Sales Taxes and Covid Vaxxes](https://www.zactax.com/blog/2021/05/sales-taxes-and-covid-vaxxes)
- [Addition by subtraction](https://www.zactax.com/blog/2021/04/addition-by-subtraction)
- [Efficiently serving mapping data on hundreds of thousands of properties](https://www.zactax.com/blog/2021/04/efficiently-serving-mapping-data-on-hundreds-of-thousands-of-properties)
- [Why you should ask for a sales tax permit before CO](https://www.zactax.com/blog/2021/04/why-you-should-ask-for-a-sales-tax-permit-before-co)
- [Introducing Search Preview](https://www.zactax.com/blog/2021/04/introducing-search-preview)
- [HB 4072 (and all-time great baseball movies)](https://www.zactax.com/blog/2021/04/hb-4072-and-all-time-great-baseball-movies)
- [Dark Stores and Coachless Teams](https://www.zactax.com/blog/2021/04/dark-stores-and-coachless-teams)
- [Shapes are fun, Shapefiles are funner](https://www.zactax.com/blog/2021/03/shapes-are-fun-shapefiles-are-funner)
- [Comparing apples and printers](https://www.zactax.com/blog/2021/03/comparing-apples-and-printers)
- [Fighting the wrong fight on property tax reform](https://www.zactax.com/blog/2021/03/fighting-the-wrong-fight)
- [The one Patrick expects a lot of feedback on](https://www.zactax.com/blog/2021/03/the-one-patrick-expects-a-lot-of-feedback-on)
- [Happy Texas Independence (from masks) Day!](https://www.zactax.com/blog/2021/03/happy-texas-independence-from-masks-day)
- [The best laid schemes](https://www.zactax.com/blog/2021/02/the-best-laid-schemes)
- [Back in the saddle](https://www.zactax.com/blog/2021/02/back-in-the-saddle)
- [Sales Tax (Post) Gameday - February 2021](https://www.zactax.com/blog/2021/02/sales-tax-post-gameday-february-2021)
- [Keeping our focus](https://www.zactax.com/blog/2020/12/keeping-our-focus)
- [Greg Abbott: City Manager](https://www.zactax.com/blog/2020/12/greg-abbott-city-manager)
- [The two Gs](https://www.zactax.com/blog/2020/11/the-two-gs)
- [Czech yourself before you wreck yourself](https://www.zactax.com/blog/2020/11/czech-yourself-before-you-wreck-yourself)
- [The "Chad's Mannerisms" episode](https://www.zactax.com/blog/2020/11/the-chads-mannerisms-episode)
- [Feature Friday: Region Layers](https://www.zactax.com/blog/2020/11/feature-friday-region-layers)
- [Sales Tax Gameday - November 2020](https://www.zactax.com/blog/2020/11/sales-tax-gameday-november-2020)
- [Budget help: keeping tabs on irregular taxpayers](https://www.zactax.com/blog/2020/11/budget-help-keeping-tabs-on-irregular-taxpayers)
- [Covid resurgence, broken ice cream, street grids, and murder hornets](https://www.zactax.com/blog/2020/10/covid-resurgence-broken-ice-cream-street-grids-and-murder-hornets)
- [Sometimes everything goes wrong...](https://www.zactax.com/blog/2020/10/sometimes-everything-goes-wrong)
- [Who tells your story?](https://www.zactax.com/blog/2020/10/who-tells-your-story)
- [Sales Tax Gameday - October 2020](https://www.zactax.com/blog/2020/10/sales-tax-gameday-october-2020)
- [Round Robin - From AirBNB to our national treasure, Mike Leach](https://www.zactax.com/blog/2020/09/round-robin-from-airbnb-to-our-national-treasure-mike-leach)
- [Who tells your story?](https://www.zactax.com/blog/2020/09/who-tells-your-story-roundup)
- [Sales Tax Gameday - September 2020](https://www.zactax.com/blog/2020/09/sales-tax-gameday-september-2020)
- [The Last Dance](https://www.zactax.com/blog/2020/09/the-last-dance)
- [New Feature: Tag, you're it!](https://www.zactax.com/blog/2020/08/new-feature-tag-youre-it)
- [Governor Abbott, local control, and the Texas Miracle](https://www.zactax.com/blog/2020/08/governor-abbott-local-control-and-the-texas-miracle)
- [Dataviz tips and dad jokes](https://www.zactax.com/blog/2020/08/dataviz-tips-and-dad-jokes)
- [Sales Tax Gameday - August 2020](https://www.zactax.com/blog/2020/08/sales-tax-gameday-august-2020)
- [Kevin Shepherd on fiscal sustainability, infrastructure gaps, and the future of development](https://www.zactax.com/blog/2020/08/kevin-shepherd-on-various-topics)
- [A city used these easy steps to have a productive council meeting and you won't believe what happened next!](https://www.zactax.com/blog/2020/07/a-city-used-these-easy-steps-to-have-a-productive-council-meeting-and-you-wont-believe-what-happened-next)
- [Covid-19’s impact on Texas sales tax, and how Marketplace Providers saved some cities](https://www.zactax.com/blog/2020/07/covid-19s-impact-on-texas-sales-tax-and-how-marketplace-providers-saved-some-cities)
- [What's Proptech, and how has Covid affected sales tax?](https://www.zactax.com/blog/2020/07/whats-proptech-and-how-has-covid-affected-sales-tax)
- [VC and ED](https://www.zactax.com/blog/2020/05/vc-and-ed)
- [#OpenTexas](https://www.zactax.com/blog/2020/05/opentexas)
- [Budgeting under the cloud of COVID-19 with Kyle Lester](https://www.zactax.com/blog/2020/03/budgeting-under-the-cloud-of-covid-19-with-kyle-lester)
- [COVID-19 and your sales tax](https://www.zactax.com/blog/2020/03/covid-19-and-your-sales-tax)
- [SCADA-as-a-service, appraisal mishaps, and time travel](https://www.zactax.com/blog/2020/03/scada-as-a-service-appraisal-mishaps-and-time-travel)
- [James Earp on the local response to COVID-19](https://www.zactax.com/blog/2020/03/james-earp-on-the-local-response-to-covid-19)
- [Brittney Huff on things you don't learn in grad school (aka TYDLIGS)](https://www.zactax.com/blog/2020/03/brittney-huff-on-things-you-dont-learn-in-grad-school-aka-tydligs)
- [The "Leap-Year" school of management theory](https://www.zactax.com/blog/2020/02/the-leap-year-school-of-management-theory)
- [Lamentations on technology and Disney princesses](https://www.zactax.com/blog/2020/02/lamentations-on-technology-and-disney-princesses)
- [The future of ZacTax, software spies, and zipper merges](https://www.zactax.com/blog/2020/02/whats-new-with-zac)
- [Fresh Prince and Strong Towns](https://www.zactax.com/blog/2020/01/fresh-prince-and-strong-towns)
- [Single Local Taxes, Rule Changes, and Christmas Conspiracies](https://www.zactax.com/blog/2019/12/single-local-taxes-rule-changes-and-christmas-conspiracies)
- [Robert Hanna - Downtown Redevelopment in Abilene](https://www.zactax.com/blog/2019/12/robert-hanna-downtown-redevelopment-in-abilene)
- [December 2019 Sales Tax Recap](https://www.zactax.com/blog/2019/12/december-2019-sales-tax-recap)
- [Who are the single local rate taxpayers?](https://www.zactax.com/blog/2019/12/who-are-the-single-local-rate-taxpayers)
- [Lifting the auditors' vail](https://www.zactax.com/blog/2019/12/lifting-the-auditors-vail)
- [The Single Local Tax Rate Episode](https://www.zactax.com/blog/2019/11/the-single-local-tax-rate-episode)
- [Mr. Miyagi, Facebook, and Christmas Spite](https://www.zactax.com/blog/2019/11/mr-miyagi-facebook-and-christmas-spite)
- [Rework](https://www.zactax.com/blog/2019/11/rework)
- [Haters gonna hate (local control)](https://www.zactax.com/blog/2019/10/haters-gonna-hate)
- [Origins](https://www.zactax.com/blog/2019/10/origins)
- [Importing an ugly text-file report into Excel](https://www.zactax.com/blog/2019/10/importing-an-ugly-text-file-report-into-excel)
- [Sneak Peek @ Zac 3](https://www.zactax.com/blog/2019/09/sneak-peek-at-zac-3)
- [The benefits of using your own products](https://www.zactax.com/blog/2019/08/the-benefits-of-using-your-own-products)
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